by Laura Testa-Reyes | Jan 24, 2020 | Human Resources, workman's comp
As much as app-based gig-work companies have disrupted the world of commerce, California’s AB5 has disrupted the very definition of gig work. There are ramifications for employers and their Workers’ Compensation policies. Because of AB5, compensation to individuals...
by Laura Testa-Reyes | Nov 1, 2019 | Auto insurance
As most business owners know, their loss history is important information for any insurance company that wishes to provide a competitive insurance quote for their business. We recently obtained loss runs on behalf of a client to quote their commercial auto insurance....
by Laura Testa-Reyes | Sep 12, 2019 | Uncategorized
Mini Storage company wants proof of insurance. Do they have insurance from their Homeowner’s policy? Key question: Are we talking property or liability? If the question is about your property, because they want to sell you insurance for your property, the...
by Laura Testa-Reyes | Aug 26, 2019 | Uncategorized
This is a document State Fund has sent to all of its brokers; it helps clarify for Workers’ Comp purposes, the difference between employees and independent contractors, and what is needed to prove the status of independent contractor at an annual audit. Click on...
by Laura Testa-Reyes | Aug 9, 2019 | workman's comp
The Governing Committee of the Workers’ Compensation Insurance Rating Bureau (WCIRB) voted to authorize the WCIRB to submit the proposed January 1, 2020 Pure Premium Advisory rates to the California Insurance Commissioner. The new rates will on average be 5.7% below...
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